Australia: Apply Business Credit Card

Business Credit Cards: If you are a business, large or small, you’ve probably already been pestered by your bank to get a business credit card. Before you decide which card is best for your business though, make sure you understand what different business cards exist and which features you need.

How is a business credit card different from a personal credit card?
Business credit cards work the same way as personal credit cards in that they can be used to purchase goods and/or services in a variety of ways, including by phone or internet. However, business credit cards differ in the following ways:
-they are issued in the name of the company and not the individual, and all debts are the responsibility of the company and not the individual;
-they may have spending controls in place. For example, there may be limitations on what can be purchased on them and they may have restrictions on withdrawals from ATM machines;
-management reports are provided with the card. These include itemised listings of purchases that allow companies to track expenditure over time; and they may come with complimentary features such as insurance and banking discounts.

Citibank Business Credit Card

Business Card

Business Card

19.99% p.a

19.99% p.a.

0% p.a for 3 months

up to 55 days